HGS has been selected as winner of the “Behavioural AI Solution of the Year” award in the 8th annual AI Breakthrough Awards program. HGS’ Psychometric Risk State Prediction Model assigns a Markov state based on a user’s risk score or risk category - Low, Moderate, or High Risk. By tracking state transitions over the span of past months, it predicts whether the user will remain in the same risk category or transition in the next month.